ER
Muba Aziz
Prime Client
NIB · Non-Interest BankingNIB-2025-0316
Welcome back, Muba

Your NIB Journey

Rent-to-Buy path · 2-bedroom apartment, Via Vittorio Emanuele II, Brescia
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Process Stage
7 / 8
Active Rent-to-Buy Period
Service Fee Paid
1 / 2
€2,250 of €4,500
Final Payment
On Completion
Est. May 2028
Documents on File
5
Download anytime

Path Progress

01
02
03
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Your Journey, Step by Step

Tap a stage to see what happened

Elena Rossi walked you through the three NIB structures and confirmed which suited your income profile.
Payslips, tax returns, and residency permit reviewed. Eligibility for Rent-to-Buy confirmed.
Rent-to-Buy selected as the best fit for your savings and timeline.
2-bedroom apartment in Brescia identified. Seller accepted the proposed Rent-to-Buy terms.
Affitto con Riscatto preliminary agreement signed by both parties, drafted with full legal terms.
Agreement registered with the notary. Registration tax and IMU obligations filed and paid.
7
Monthly payments to the seller are in progress under your registered agreement, building your ownership stake over time.
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On completion of the agreed term, the final notarial deed transfers full ownership to you.

Rent-to-Buy Path

  • Gradual ownership transition — no lump sum upfront
  • Fixed monthly amount agreed in advance
  • Full notarial contract registered
  • Built for steady income, lower savings

Your Advisor

ER
Elena Rossi
NIB Senior Advisor · EN · IT · UR

Property listings

Review homes shared for your POP or NIB journey — approve, reject, or request more options.

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Contracts & Documents

5
📄
Income & Eligibility Report
Apr 1, 2025Final
✍️
Preliminary Agreement (Affitto con Riscatto)
Apr 14, 2025Signed
⚖️
Notary Registration Certificate
Apr 28, 2025Filed
🗂️
IMU & Registration Tax Receipt
Apr 30, 2025Paid
🪪
Residency Permit (verified copy)
Jun 2, 2026Verified
🎫
Need to send a document to your advisor? Documents are submitted through a Support Ticket — once your advisor approves it, it appears here for your records.
Open a Support Ticket

Service Payment

50% at the start, 50% on completion. Your monthly Rent-to-Buy payments to the seller are handled separately under your registered agreement.

Total Service Fee
€4,500
Paid So Far
€2,250
Remaining
€2,250
Initial Payment — 50%
Paid Apr 14, 2025 · Bank transfer
2,250
2
Final Payment — 50%
Due on completion · Est. May 2028
2,250

Activity Log

📅
Video call completed — Annual review with Elena Rossi
Jun 10, 2026
📄
Document received via Support Ticket — Residency permit updated and verified
Jun 2, 2026
📝
Advisor note — Reminder sent about residency permit renewal
May 4, 2026
📅
Phone call completed — Mid-term check-in
Mar 5, 2026
📄
Annual review summary added to your documents
Dec 22, 2025
💶
IMU & registration tax receipt filed
Apr 30, 2025
📄
Agreement registered with the notary
Apr 28, 2025
💶
Initial payment received — 50% of service fee (€2,250.00)
Apr 14, 2025
📄
Preliminary agreement signed by both parties
Apr 14, 2025
📅
Free consultation completed with Elena Rossi
Mar 3, 2025

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Talk through your next steps with Elena

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