From your first call to the keys in your hand, Banks4All handles every step directly with the bank — no broker commissions, no paperwork confusion, no surprises.
Tailored assistance finding a home that matches your budget, lifestyle, and location preference. We do the legwork.
Complete guidance to secure financing — including solutions for immigrants, expats, and the self-employed.
Up to €500kExpert review of every contract and document to protect your interests and ensure full legal compliance.
Your case moves faster than standard applications, with priority handling at every step.
One expert handles your case from start to finish. No call centres, no transfers, no repeating your story.
Service in English, Italian, Spanish, Urdu, Hindi, and Punjabi — throughout the entire journey.
6 languagesThe POP fee is €3,000 flat for properties up to €200,000 — €1,500 when you sign the contract and €1,500 when your goal is achieved. For POP+ (€200,000–€500,000) the fee is €5,000 only on a private purchase (€2,500 + €2,500); if you proceed through an agency it remains €3,000 for any amount (€1,500 + €1,500). Your contract sets out exactly what we deliver and what counts as your goal — for a home purchase, normally the notarial deed and the handover of the keys.
You sign the contract, which defines your deliverables and your goal. Your dedicated consultant starts the property search and mortgage process.
DUE · at contract signingWhen the goal written in your contract is achieved — for a home purchase, normally the notarial deed and key handover — the remaining half is due.
DUE · when your goal is achievedPOP €1,500 + €1,500 · POP+ private €2,500 + €2,500 · POP+ via agency €1,500 + €1,500 · + IVA
Same purchase, compared honestly — intermediary costs on each route. 80% mortgage, first home.
With Banks4All, private-seller listings are in your search from day one.
Understand how the Banks4All journey works before you commit.
Your client portal opens and your eligibility check begins.
You applied for a Banks4All service — a partner can support you before Prime payment.
Prime Client status confirmed — bank appointment and signing next.
Your plan is approved and your account is open.
Your active premium service begins — property search or PFM/BFM setup.
Active property search begins, or PFM/BFM financial setup is activated.
Your property is reserved, or your PFM/BFM structure is selected.
Financing and offer secured, or your PFM/BFM plan is finalized.
Your journey is complete — keys handed over or plan fully delivered.
Once you're a Prime Client, this same journey lives in your Client Portal — tap through each step, see what's next, and message your consultant directly from wherever you are.
For those who want the security of a constant monthly payment, with no surprises from market changes.
For those who want flexibility — an interest rate that adapts to market fluctuations.
No. The POP service fee (€3,000 for properties up to €200,000; POP+ is €5,000 only for a private purchase, or €3,000 through an agency) is separate from mortgage interest, notary fees, and Italian property taxes — but it replaces broker commissions, which can range from 2–4% of property value. The fee is paid in two halves: 50% at contract signing, 50% when your goal is achieved.
No. The entire service is delivered in your preferred language — English, Italian, Spanish, Urdu, Hindi, or Punjabi. Your consultant handles all Italian-language communication with banks, sellers, and notaries on your behalf.
If your mortgage is not approved, the second half is not due. The first half is refundable within 14 days, as already written in your contract and in the Terms and Conditions. This page does not change those terms. You select the deliverable, and that is when the amount is paid.
Yes — that is POP+ (€200,000–€500,000). The fee is €5,000 only if you proceed with a private purchase. If you proceed through an agency the fee remains €3,000 for any amount in that band. As with POP, the fee is paid 50% at contract signing and 50% when your goal is achieved.
POP is designed for property purchases in Italy. We serve expats, residents, and international buyers, but the property itself must be located in Italy. For other European markets, ask about our Premium Packages.
Once you're a Prime Client, this entire journey lives in your Client Portal. Tap any step to mark where you are right now, and your dedicated consultant sees the same view — no separate status emails to chase.
Book a free consultation or message us on WhatsApp — your dedicated consultant picks up from Step 01.
Already started? Pick up where you left off in your Client Portal →