The method
You arrive with a project: buying a home, starting a business, protecting your family, growing your savings. We do not sell you a product. We study the project, search the market for the resources best suited to it, and stay with you until it is done.
First consultation at no cost. If this is not the right moment, we say so — an answer we can afford to give precisely because we earn nothing on the transaction.
We identify the regulated operators suited to your case: credit mediators, insurers, fund managers, platforms. We compare them, and explain our reasoning.
The file is handled by the competent regulated operator. We remain your point of reference: preparing documents, translating, tracking timelines, stepping in when things stall.
The relationship does not end at signature. It ends when the project is achieved.
Transparency
We choose between banks, mediators, insurers and fund managers on your behalf. If any of them paid us, you could not trust the choice. That is why none of them does.
Banks4All and EasyCasa Italy are distinct companies under common ownership within the Mundida group: there is no economic flow between them in either direction, and the relationship does not affect which solutions are presented. With panel partners we have collaboration contracts without remuneration to Banks4All — group affiliation with EasyCasa is not a panel arrangement. No fee, commission, rebate or benefit of any kind reaches us from banks, intermediaries, brokers, insurers, agencies, sellers or panel partners. A partner is on the panel because it fits your project, never because it suits us.
Mundida S.r.l. is not enrolled with OAM. Credit mediation is performed by Credit Prime Mediazione Creditizia S.r.l., entered in the OAM Credit Mediators Register under no. M540, which signs the mandate with the client and receives the fee. Client-only payment is not evidence of sitting outside the reserve (art. 128-sexies c. 1 TUB; artt. 120-terdecies / 124.2). Have counsel confirm in writing the perimeter of the activities described here. Also verify: (a) collaboration contracts with all partners expressly exclude any economic flow to Banks4All; (b) no ecosystem entity, including Easy Casa Italy, receives fees from agencies or vendors; (c) missing partners in the panel table. Remove this box only after legal sign-off.
Banks4All is paid only by the client and takes no commission from banks, mediators or sellers. It is not a bank, not a credit mediator, and holds no OAM registration. Credit mediation is performed by Credit Prime Mediazione Creditizia S.r.l., entered in the OAM Credit Mediators Register under no. M540, which signs the mandate with the client and receives the fee. Banks4All and EasyCasa Italy are distinct companies in the Mundida group; group membership does not involve reciprocal fees.
Banks4All does not lend and does not carry out credit mediation, which is reserved to OAM registrants. Those activities are performed by the regulated operators on our panel. Creditworthiness is assessed solely by the lending institution: no application carries a guarantee of approval.
For mortgages and loans we have one official partner, under a collaboration contract — and we work with other operators as well. In the other areas we have no official partner at all: the Client Portal shows the options available on the market, compared side by side. In both cases the same rule applies: none of them pays us.
| Mortgages and loans | Credit Prime Mediazione Creditizia S.r.l. — OAM M540 Official partner. We also work with other registered mediators. |
|---|---|
| Insurance | No official partner — market options compared in the Client Portal |
| Investments | No official partner — market options compared in the Client Portal |
| Crowdfunding | No official partner — market options compared in the Client Portal |
| Remittance | No official partner — market options compared in the Client Portal |
The options published in the Client Portal are compiled from public sources and constitute neither a recommendation nor an offer. No operator pays to appear.
Registration in the mandatory registers, verified. Public transparency documentation. Terms judged for the client, not for us. Coverage and the capacity to see a case through. One criterion is missing from that list: what it would earn us. It is not a criterion because it is not a possibility.
You pay us for advice and for seeing the project through. You pay the regulated operator that handles the file separately and directly. Distinct items, governed by distinct documents, and neither flows into the other.
Credit Prime is currently the operator we work with for mortgages and loans. Not exclusively: other mediators may join, and this page will say so. You can verify its registration directly with the OAM — the link goes to the public register, not to a page of ours.
| Legal name | Credit Prime Mediazione Creditizia S.r.l. |
|---|---|
| OAM — Credit Mediators Register | M540 |
| IVASS RUI | E000704515 |
| Tax code / VAT | 04323810988 |
| REA | MI 2690312 |
| Share capital | € 600.000 i.v. |
| Incorporation | 29/10/2021 |
| Head office | Via Iseo 26, 25030 Erbusco (BS) |
| Italian office | Via Varese 4, 20037 Paderno Dugnano (MI) |
| PEC | creditprimesrl@pec.it |
Verify the registration in the public OAM register → · Transparency documentation
Non-exclusive collaboration: we also work with other registered mediators.
Credit Prime has two OAM-registered offices, listed above, and a network of individually registered consultants who meet clients by appointment in other provinces — people entered in the OAM register, not branches. We keep the distinction because they are not the same thing. We work with you in Italian, English, Spanish, Urdu, Hindi, Punjabi, Arabic, Bengali, Romanian and French.
Write to info@banks4all.eu. Complaints follow two distinct routes, because the credit mediator and the lender (finanziatore) are not the same party.
Complaints about the mediator's conduct (Credit Prime) go to Credit Prime's internal complaints process. Credit Prime, as a credit mediator, does not adhere to the ABF out-of-court system: the Arbitro Bancario Finanziario cannot hear complaints against the mediator.
Complaints about the lender's conduct — including how the cost of credit was composed — can go to the ABF, after the lender's own complaints process.
The ABF practical guide is still provided below, because the route against the lender is real.