Say Goodbye to Interest, Banks4All is Offering
Say Goodbye to Interest
Ethical, Transparent,
Non-Interest Banking
Solutions
Shariah-Compliant Financial Solutions that are Simple, Transparent, and Non-Interest. NIB offers Ethical, Non-Interest Banking that Avoids Speculation & Supports Community Growth through Profit-Sharing & Asset-Backed Investments.
Happy Customers
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Approved Home Finances
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Successful Business Finances
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Years of Experience
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Happy Customers
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Approved Home Finances
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Successful Business Finances
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Years of Experience
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Let's Understand
Non-Interest Banking
Non-Interest Banking (NIB) offers you the opportunity to conduct financial activities without the burden of interest (Riba). Guided by ethical and Shariah-compliant principles, our services ensure transparency, responsibility, and fairness. With NIB, every transaction aligns with your values, ensuring that your finances are managed ethically.
Comprehensive, Shariah-Compliant
Non-Interest Banking Solutions
NIB offers ethical finance, shared risks, transparency, and support for community projects while avoiding interest, speculative practices, and overburdening debt. Our commitment is to deliver financial solutions while adhering to the principles of Non-Interest Banking.
NIB Home Finance
Own your home with our flexible, Non-Interest solutions. Enjoy transparent, ethical financing that fits your budget and lifestyle.
NIB Savings Accounts
Grow your savings ethically with our profit-sharing accounts. No interest, just a smart and Interest-Free way to build your future.
NIB SME Business Finance
Boost your business with our flexible, Non-Interest solutions. Get the assets you need without the burden of conventional loans.
NIB Investment Accounts
Invest with peace of mind in Shariah-compliant ventures. Enjoy profitable returns while staying true to your values.
NIB Charity and Social Programs
Make a difference with our charity and social welfare programs. Easily donate and contribute to community growth and support.
Features & Benefits
Why NIB for Financial Future?
Interest-Free Solutions
No interest, ever. All financial dealings are ethically driven.
Shariah-Compliant
We adhere to Shariah principles in every transaction.
Transparent & Fair
Clear, upfront terms with no hidden fees.
Tailored Services
Financial products designed to meet your specific needs.
Simple Steps to Get Started
How to Open Your NIB Account?
01.
Choose Your Account
Select the NIB account that suits your needs.
02.
Gather Documents
Prepare your identification and necessary paperwork.
03.
Apply Online/ Branch
Submit your application either online or in-person.
04.
Submit Application
Complete the form and provide required documents.
05.
Provide documents
Provide the required documents to the Bank for application approval.
06.
Application Review
Banks team will review your application for approval.
07.
Prime Client Payment
Make the registration payment for premium services.
08.
Portal Activation
Access your client portal to manage your account.
09.
Receive Materials
Get your account details and materials.
10.
Set Up Digital Banking
Enable online and mobile banking for easy access.
11.
Start Using Account
Begin using your NIB account instantly.
12.
Ongoing Support
Get support from our account services when needed.
Ready to Get Started?
Join thousands of customers who trust us to provide ethical, transparent, and interest-free financial solutions.
Non-Interest Banking
How NIB Drive Social Impact?
Non-Interest Banking (NIB) promotes ethical and sustainable financial practices that benefit communities and align with important social goals.
Ethical
Investments
Supporting
Communities
Charity &
Social Welfare
Sustainable &
Green Finance
Reducing Debt &
Promoting Stability
Long-Term
Social Impact
Non-Interest Banking
How NIB Drive Social Impact?
Non-Interest Banking (NIB) promotes ethical and sustainable financial practices that benefit communities and align with important social goals.
Ethical
Investments
Supporting
Communities
Charity &
Social Welfare
Sustainable &
Green Finance
Reducing Debt &
Promoting Stability
Long-Term
Social Impact
Non-Interest Banking Specific Guidelines
European & Italian Regulations Governing NIB Services
In real estate, non-interest crowdfunding allows investors to fund projects without earning or paying interest. Instead, they share in the project’s profits or receive rental income. This method is aligned with Islamic finance principles, promoting ethical investments and risk-sharing.
"Affitto con riscatto" is a rent-to-own option in Italy. It allows tenants to rent a property and then choose to buy it later, with part of the rent possibly going toward the purchase price. This helps tenants gradually move toward homeownership.
This agreement allows the buyer to take possession of a property while the seller keeps ownership until the full payment is made. It’s commonly used for installment payments, ensuring the seller’s protection until the purchase is complete.
Confuse, Still Not Sure?
We’re here to help! Whether you need answers to common questions or want to reach out to us directly, we’ve got you covered.
Client Testimonials
Love from Our Customers
4.5/5
4.9 of 5 (3600 reviews)
3.5/5
5 of 5 (1295 reviews)
4.9/5
4.9 of 5 (3600 reviews)
5/5
5 of 5 (1295 reviews)
Frequently Asked Questions
Help Center & FAQ's
Here are Responses to Some Frequently-Asked Questions.
Non-interest banking is a financial system that operates without charging or paying interest.
NIB services operate independently of traditional banks. While Italy has limited non-interest banking options, we provide ethical finance solutions.
Crowdfunding is raising money from many people, usually online, to support a project or venture.
The process usually takes between 3 to 6 months.
- Italian ID Card (Carta d’identità Italiana)
- Tax Code and Residence Permit
- Proof of residency and family status
- Last two payslips
- CUD/Unico 2024 (last 2 years for self-employed)
- Last 3 months' bank statements
Generally, NIB services require savings between €5,000 to €10,000.
The fee is €3,000, payable in installments.
NIB promotes ethical, interest-free financial solutions, aligned with Shariah principles.
No, NIB will purchase the property for you.
The amount varies based on crowdfunding contributions and investors' savings.
Fill out the application form and provide the required documents, such as proof of income and identification.
Installments are based on factors like financing amount, repayment period, and your financial capacity.
Yes, you can live in the home from the start of the agreement while making installments. You fully own the property once payments are complete.
Brescia, Italia P.Iva: IT04531990986
