NIB Savings Accounts
Grow Your Savings, Ethically & Profitably
Start your savings journey with as little as £100! Our Mudarabah (Profit-Sharing) Savings Account offers up to 4.70% annual returns, all while adhering to Shariah principles. Instead of interest, your money is invested in ethical, Shariah-compliant ventures, and profits are shared based on a pre-agreed ratio.
Features & Benefits
🌱 Grow Savings, Create Impact
Ethical Investment
Your money is invested in Shariah-compliant, asset-backed ventures.
Profit-Sharing Model
Receive a share of profits, instead of fixed interest.
Start with €100
Open your Grow-Your-Savings account with as little as €100.
Up to 3.00% Returns
Historically offers attractive annual returns, up to 3.00%.
No Interest Involved
Completely interest-free, aligned with Islamic financial principles.
Social Impact
Help others own homes Interest-Free while growing your savings.
Asset-Backed
Your savings are invested in real, tangible properties.
Secure & Transparent
No hidden fees, all investments are backed by real assets.
Features & Benefits
NIB Saving Accounts
Feature
Minimum investment amount
Profit sharing ratio
Your return is based on a share of the profits generated from the properties we finance.
Historic profit rate awarded
The displayed rates represent our historically awarded annual profit rates, but please note that past performance is not a guarantee of future results. Returns are based on actual profits earned, not a fixed rate.
Dividends are distributed monthly, and the expected annual profit rate reflects the effective total return over a year if monthly dividends are reinvested. These rates correspond to target monthly returns of 1.00%, 4.00%, 4.51%, and 4.60% per annum, respectively.
Unlimited top-ups
You can transfer any amount, provided it meets the minimum investment threshold. Every 30 days, you can also top up your account by an additional £2,000 with no paperwork. Want to invest more? Just fill out a quick top-up form. Plus, topping up your account is free of charge—an added bonus!
Social purpose
Your investment will help finance property purchases for people across Italy, enabling them to buy homes without interest and stay free from debt.
Asset-backed investment
To minimize risk, each property is either directly owned or secured with a legal charge by a ring-fenced entity.
Ring-fenced portfolio
Your funds are safeguarded through a ring-fenced entity dedicated solely to property purchases within Italy.
Withdrawal/exit fees
This one-time fee covers administrative costs if you decide to withdraw funds or close your account.
Minimum notice period
This is the minimum recommended notice period for withdrawals. Exiting your investment may depend on Banks4All securing replacement capital or homebuyers purchasing equity in their properties, whichever happens first. If unsure, please consult a financial advisor.
NIB Saving
€100
Medium
3.00%
0.25%
3 Months
NIB Saving+
€5,000
High
4.00%
0.25%
3 Months
NIB Saving Pro
€30,000
V. High
5.00%
0.25%
3 Months
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NIB Savings Accounts
How It Works?
Experience the simplicity of our Grow-Your-Savings product:
- Register & Apply: Open an NIB Saving Account.
- Approval: We quickly process your application.
- Invest: Transfer your initial investment.
- Home Financing: Your funds finance homes for the community.
- Rental Profits: Homeowners pay rent on shares they don’t own, generating profits.
- Monthly Dividends: Receive dividends in your account each month.
- Withdraw or Reinvest: Choose to withdraw or automatically reinvest your returns.
Grow your savings while making a positive impact!
first step towards NIB Savings Account!
Apply for NIB Savings Account
📝 Ready to Get Started?
Please fill out the form below to begin your NIB account opening process. Our team will review your application and guide you through the next steps.
Confuse, Still Not Sure?
We’re here to help! Whether you need answers to common questions or want to reach out to us directly, we’ve got you covered.
Client Testimonials
Love from Our Customers
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4.9 of 5 (3600 reviews)
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5 of 5 (1295 reviews)
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4.9 of 5 (3600 reviews)
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Brescia, Italia P.Iva: IT04531990986
